Building with Contents

A house is not just the name of four walls, but our emotions, memories and hard work are also associated with it. Therefore, not only the building of the house, but the protection of the valuables inside it is equally important. Building with Contents Home Insurance has been designed keeping this thought in mind.

Under this insurance plan, not only the structure of your house gets protection, but the items inside the house like furniture, electronics, clothes, jewelry and other essential items are also covered. If your house or goods are damaged due to fire, theft, flood, earthquake or any other unforeseen event, then the insurance company compensates for it.

The biggest advantage of Building with Contents Insurance is that it gives you complete peace of mind. If an accident happens, you do not have to worry about the repair of the house as well as the lost goods. The insurance amount is determined on the basis of the reconstruction cost of the house and the value of the items present in the house.

This policy is useful for both tenants and landlords. Landlords can protect their building, while tenants can get their personal belongings insured.

Taking Building with Contents Home Insurance on time not only protects you from financial losses but is also a wise step to keep your home safe from all kinds of risks.

Key Features of Building with Contents Home Insurance :

• Both the structure of the house (building) and the contents inside the house are covered.

• Losses due to fire, theft, flood, earthquake and other natural calamities are compensated.

• Furniture, electronics, clothing, jewelry and other personal belongings of the house are also insured.

• The sum insured is given for the cost of repair or reconstruction in case of loss.

• Claims can also be made for items lost due to theft or burglary.

• The policy is designed based on the reconstruction value of the house and the total value of the household items.

• Different cover options are available for both homeowners and tenants.

• Many insurance companies offer cashless claim process and quick settlement facility.

• The maintenance status of the house and the safety measures taken are taken into consideration while taking insurance.

• The benefit of tax exemption on home insurance premium can also be availed under certain conditions.

• Taking Building with Contents Insurance provides peace of mind against uncertain future events.